DIMINISHING MUSHARAKAH

Owing to its flexible nature, Diminishing Musharakah is the most widely used shariah compliant solution for Project Finance. From covering construction related costs to financing the labour and overhead costs, Rizq’s Diminishing Musharakah offers the ultimate solution in case you are looking to fund your project on a long-term basis.

In this arrangement, Rizq becomes your partner in your project to the extent of its funding. Alongside, Rizq leases you its share in the project’s underlying assets against periodic rentals. Moreover, in each instalment, it also sells to you a part of its share thereby reducing its ownership after each instalment. At the end of the tenor i.e. after all of Rizq’s share have sold to you, you become the sole owner of the project assets.